Cozy, nourishing, and endlessly customizable — this steel-cut oats recipe is ready in just 20 minutes. Simple to prep and perfect for cold mornings or meal prep days.
Next, try my banana bread overnight oats, vegan oat bran muffins, or this blueberry banana oat smoothie.

I love switching up breakfasts; after all, variety matters.
Some mornings I prep my protein chia pudding recipe ahead of time for a grab-and-go option, and other days, something warm and cozy, like these vegan oat banana pancakes. And on slow Sundays, nothing beats a warm slice of my dairy-free chocolate chip banana bread.
But on cold mornings, there’s nothing as satisfying as a warm bowl of oatmeal. I’ve raised my kids on this recipe, and there’s a good reason for that — and if you’re curious about the science and benefits, check out 10 reasons oatmeal is a superfood.
And the great thing about oatmeal — with all the topping variations, it’s hardly ever the same bowl.
📖 Recipe

Equipment
- Small saucepan
- Wooden spoon
Ingredients
- 1 cup steel-cut oats
- 3-¼ cups water
- 1 teaspoon cinnamon
- 1 sliced banana
- Optional toppings: Blueberries, strawberries, walnuts, pecans, hemp chia seeds, maple syrup, nut butter, plant-based milk
Instructions
- Add oats, water, cinnamon, and banana to a saucepan.
- Bring to a boil and reduce to a simmer.
- Simmer for fifteen minutes, stirring frequently. If the oats seem too dry, add a bit more water.
- Oats and bananas will be soft and creamy when finished.
- Add toppings.
Notes
- Top with your favorite toppings, like bananas, blueberries, strawberries, walnuts, or pecans.
- Add a sprinkle of hemp or pumpkin seeds.
- Drizzle with peanut or almond butter, sunflower butter, or this easy homemade nut butter.
Nutrition
Julie Gaeta is a plant-based recipe creator, certified Integrative Nutrition Health Coach, and mom of nine who's been plant-based for over 20 years. She's cooked approximately 4,382 pots of beans and can't vacation without her juicer and pasta pot. Her work has been featured in HuffPost, Yahoo, YourTango, and other major outlets. She helps others simplify wellness and feel good again through her blog, coaching, and weekly newsletter.





Julie Gaeta says
I love steel-cut oats for breakfast. My favorite way is topped with frozen blueberries, walnuts, and a generous splash or two of homemade cashew milk.